Approximately 80% of companies use leasing. Here are some of the reasons why. 

Benefits of Leasing Your Equipment:

•  Avoids technological obsolesce. In other words, don't get stuck with equipment that might be tool slow or might be replaced by better and less expensive equipment in a few years.
•  Flexible end-to-end-options.
•  Matches benefits to costs. Pay as you use your equipment.
•  Provides a hedge against inflation with fixed monthly costs. You can budget your leased operating costs for the term of the lease because the cost does not go up.
•  Conserves working capital. Use your capital dollars or lines of credit on more important things. Or don't use it at all.
•  Preserves existing credit lines.
•  Provides tax benefits. The cost of the Fair Market Value lease can be credited against your taxes.

Types of Leases:

Fair Market Value (FMV) Lease:

•  This type of lease offers the lowest monthly payment. 
•  The intent of this lease is not to own, but to gain the benefits of the equipment in exchange for a low monthly payment. 
•  The payments may be 100 % tax deductible.  
•  Your End-Of-Lease Options are: continue to lease the equipment, purchase at fair market value,
  or return the equipment to Graybar Financial Services.  
•  You may also apply to upgrade to new equipment.

10% Buy-Out Lease:

•  The intent of this lease is to own, but spread the capital spending costs over several years. 
•  Lease payments are generally between those of the FMV lease and the $1 Purchase Option.
•  Your End-Of-Lease Option is to purchase the equipment for 10% of the original price.
•  You may also apply to upgrade to new equipment.

$1.00 Purchase Option:

•  This type of lease has the highest monthly payment compared to an FMV lease.
•  With a $1 Purchase Option, you will own the equipment at the end of the lease term.  
•  Payments are spread out over several years and represent the full value of the equipment.

What kind of leasing can NIC arrange for you?

•  Leasing of computers, telephones systems, printers, etc.
•  NIC can even include the installation of your communications networks under the lease so that you can pay for it as you use it instead of in one large up-front sum!
•  Save you cash and credit line for inventory, payroll, etc.
•  Avoid complexities of multiple payments to multiple vendors.

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